Flexible Financing for ADU in Los Angeles
A big project like an accessory dwelling unit shouldn’t stall because the payment path feels unclear. Call Lodgewick ADU Los Angeles at (213) 698-7116 and we’ll walk you through the options in plain English, no jargon and no pressure. Russ Delmar, Owner, has spent years in Los Angeles helping homeowners find a payment structure that fits their monthly budget, whether they’re building a detached backyard unit or converting a garage. The goal is simple: you get the written price up front, and we find a way to make that number work without surprises.
Payment Options We Offer
Financing Plans
We work with lending partners who specialize in home improvement and ADU construction, which means you’re not trying to explain what a JADU is to a banker who’s never heard the term. Typical Los Angeles ADU projects we arrange financing for fall in the $120,000 to $380,000 range, and monthly payment structures are built around your timeline, not a one-size-fits-all calendar. Russ will connect you with a financing specialist after the estimate, and you’ll know what the monthly number looks like before you sign anything.
Major Credit and Debit Cards
Many Los Angeles homeowners prefer to put progress payments on a card, whether for points, cash back, or simple convenience. We accept major cards for deposits and progress payments on ADU builds, garage conversions, and home additions. If your card limit doesn’t cover a full phase payment, we can split the schedule to match how your card cycles work.
Cash and Check
For homeowners who’ve saved for an ADU and want to keep it straightforward, we accept cash and personal checks at each progress milestone. No processing fees, no middle step. You’ll receive a written receipt for every payment, and the payment schedule is spelled out in your contract before the first dollar changes hands.
Up-Front Written Pricing
Every Lodgewick ADU Los Angeles project starts with a written price before any work begins. That means the number on your estimate is the number you finance, charge, or write a check for. No change orders appear halfway through the build unless you ask for a scope change, and if that happens, you’ll approve a new written price first. This is part of The Kingswell Way: say the price before the work, and put the guarantee in writing.
Simple Application Process
Applying for financing through Lodgewick ADU Los Angeles doesn’t involve a stack of paperwork that sits on your kitchen counter for three weeks. The process has three steps. First, call (213) 698-7116 and talk to us about your project. Russ will ask about your lot, your goals, and your rough timeline. Second, we’ll do a quick pre-qualification conversation, which is a short phone call with a financing specialist who’ll ask about income, credit range, and how much you’re thinking about borrowing. Most Los Angeles homeowners complete this in 15 to 20 minutes. Third, you choose the plan that fits, and we lock the written price to that payment structure. From first call to a clear monthly number, the whole thing usually takes under a week.
Frequently Asked Questions
Yes, Lodgewick ADU Los Angeles offers financing for ADU builds, garage conversions, and home additions through lending partners who specialize in residential construction. We’ll connect you with a specialist after your estimate, and you’ll see the monthly breakdown before you commit. Call (213) 698-7116 and Russ will explain how it works for your specific project.
You’ll need basic information: your income, your credit range, the approximate project cost, and how long you’d like to spread the payments. We handle the rest, including sending your written estimate to the lender. No tax returns are required at the pre-qualification stage, just a conversation. Call (213) 698-7116 to get started.
No, estimates are free. Russ will visit your Los Angeles property, talk through what’s possible on your lot, and provide a written price before any work begins. You owe nothing for that conversation, and you’re under no obligation to proceed. Call (213) 698-7116 to schedule yours.
Yes, financing works alongside any current promotion or material credit we’re offering. The written price you receive already reflects any applicable savings, and the financed amount is based on that final number. Call (213) 698-7116 and Russ will show you exactly how the numbers line up.
Written by Russ Delmar, Owner at Lodgewick ADU Los Angeles, serving Los Angeles since 2010.
